I would have thought that luck could be had even by one who did not prepare and pay attention, but maybe not usually to the same degree.
Originally Posted by Diver
I win the lottery. I hit the number three days in a row. I inherit a million dollars. I find a bag full of money in the wall of my house. I have cancer and it suddenly disappears.
This author says there is no such thing as luck:
How to be a lucky person?
Written by Kardi
Thursday, 13 May 2004 Article by Kardi Teknomo
You found this article … you are lucky! And you are luckier still, because I am going to tell you how to become even luckier.
You have learnt that things happen in your life mostly because of your own decision. Having “free will” means, you can determine your own luck. It is your choice whether to be lucky or always suffer misfortune. "Luck" actually does not exist. [Emphasis added.] Luck is just your perception on a chance event. If you look at chance from positive point of view, then you say you are lucky. Even if you sometimes experience a mishap or something negative, it is your way of thinking that ultimately makes you are successful. When you see that some failure happens, you should only focus on your success. You can set your believe that success is your true nature, while the failure is just incidental caused by random events.
Luck is nothing more than perceiving a random event from an optimistic point of view.